Providence Car Accident and Personal Injury Lawyer
The other driver's insurance company starts building its file the day of the crash. Its adjuster's job is to pay you as little as possible. I handle the insurance companies, the paperwork, and the negotiations so you can focus on getting better. The consultation is free, and you pay no attorney's fee unless we recover money for you.
Injury cases I handle
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Serious injuries: broken bones, traumatic brain injuries, and spine injuries
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Car and truck accidents
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Motorcycle accidents
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Pedestrian and bicycle accidents
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Uber and Lyft accidents
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Uninsured and underinsured motorist claims
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Slip and fall and other unsafe-property injuries
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Dog bites
Serious injuries
When a crash or fall means surgery, a brain injury, or months out of work, the claim is larger and the insurance company fights it harder. These cases need early investigation, the right medical evidence, and a full accounting of future costs, not just the bills you have today.
What to do after a car accident in Rhode Island
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Get medical care right away. Go to the ER, urgent care, or your doctor the same day or the next. Gaps in treatment are the first thing an adjuster uses to argue you weren't really hurt.
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Call the police. Make sure there's a police report. Get the report number and the responding department.
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Document everything. Photograph the vehicles, the scene, your injuries, and the other driver's license, registration, and insurance card. Get names and numbers of any witnesses.
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Don't give the other driver's insurer a recorded statement. You're not required to, and anything you say can be used to reduce your claim. Let your lawyer handle that call.
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Report the crash to your own insurer. Your policy likely requires prompt notice, and your own coverage (MedPay or uninsured/underinsured motorist coverage) may pay for part of your losses.
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Stay off social media about the accident. Insurers look. A photo from a family barbecue can be used to argue you weren't hurt.
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Keep your records. Save medical bills, receipts, pay stubs, and a short journal of how your injuries affect your daily life.
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Call a lawyer before you sign anything. Early settlement offers usually come before anyone knows how serious your injuries are.
How Rhode Island injury claims work
Rhode Island is an at-fault state. The driver who caused the crash, and that driver's insurer, is responsible for your losses. You make a claim against their liability coverage, and if the case doesn't settle, you file a lawsuit.
You can recover even if you were partly at fault. Rhode Island follows pure comparative negligence. If you were 20% at fault, your recovery is reduced by 20%. It isn't barred. Don't assume you don't have a case because you think you made a mistake.
There's a deadline. In most Rhode Island injury cases, you have three years from the date of injury to file suit. Claims against a city, town, or the State carry additional notice requirements and can move faster. Don't wait.
Interest adds up. In Rhode Island injury cases, a judgment carries statutory interest running from the date of the injury, which gives insurers a reason to resolve strong cases rather than drag them out.
Hurt in Massachusetts? Massachusetts works differently. It's a no-fault state: your own Personal Injury Protection (PIP) coverage pays the first $8,000 of medical bills and lost wages. You can bring a claim against the at-fault driver once your case meets the state's injury threshold. Massachusetts also bars recovery if you're more than 50% at fault. I handle claims on both sides of the border.
Massachusetts car accident cases →
What your claim can include
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Medical bills, past and future
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Lost wages and lost earning capacity
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Pain and suffering
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Scarring or permanent injury
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Loss of enjoyment of life
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Vehicle damage and rental costs
How fees work
Injury cases are handled on a contingency fee. There's no upfront cost, and my fee is a percentage of what we recover. If we don't recover, you owe no attorney's fee.
Frequently asked questions
How much is my case worth? It depends on your injuries, your medical treatment, your lost income, the available insurance, and how clearly the other driver was at fault. Anyone who quotes a number before seeing your records is guessing. I'll give you a realistic range once we know the full picture.
Do I need a lawyer for a minor accident? Not always. If your injuries were minor and fully healed within a few weeks, you may be able to handle it yourself, and I'll tell you so in the free consultation. If you're still treating, missing work, or the insurer is disputing fault, talk to a lawyer before you settle.
The insurance company already made me an offer. Should I take it? Not until you know what your claim is worth. Once you sign a release, the claim is over, even if you later need surgery. Have it reviewed first.
What if the other driver had no insurance? Your own uninsured motorist coverage may pay. Many people have it and don't know it. Bring your policy to the consultation.
How long will my case take? Most cases can't settle until you've finished treatment or reached maximum medical improvement. After that, many settle within a few months. Cases that go to suit take longer.
Who pays my medical bills in the meantime? Your health insurance, MedPay coverage, or both, depending on your policies. I'll help sort out what's covered and deal with liens when the case resolves.
Talk to an injury lawyer today
The consultation is free. Call (401) 656-5555 or send a message.